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Mortgage Underwriter - Manchester

Basic Salary - £30,600 plus competitive bonus scheme.
Manchester City Centre

My Client is a specialist lender within the UK. They are creating financial inclusion by providing bespoke lending solutions to UK homeowners.

Core Responsibilities
As a Mortgage Underwriter you'll be responsible for manually underwriting loan applications, from completion of application to authorisation. Responsibilities include:

* Documenting and effectively communicating the reasons for the approval or rejection of loans.
* Answering customer enquiries regarding loan applications.
* Ensure compliance with regulatory standards, company policies, procedures and guidelines.
* Achievement of minimum KPI Requirements and Targets
* Completing and reviewing loan applications, examining supporting documentation and verifying accuracy.
* Analysing applicant's credit history and financial information to assess eligibility.
* Analysing loan risk, requesting additional information as necessary.
* and the evidence presented, to ensure good Consumer Outcomes.
* Make loan eligibility judgements, approving or rejecting applications.
* Identify signs of suspicious or fraudulent activity.
* Assessing every customer on their individual circumstances

Skills required.
* Strong communication skills, both verbal and written
* Detail-oriented with strong data accuracy
* Problem solving skills.
* Previous experience and demonstrated ability of working within fast paced KPI / target driven environment.
* The ability to effectively question and challenge evidence presented
* Highly organised with the ability to handle a large volume of customer cases at any one given time.
* Good Numeracy and Microsoft office skills

What you get in return

* Excellent career progression opportunities, including pathway to our Mortgage Advice team.
* Funding and support available to gain CeMAP Mortgage Advice qualification.
* Excellent social events
* A contributory pensions scheme, matched up to 5%
* Up to 25 days' annual leave + bank holidays
* Your birthday off, every year!

Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age